What If You Had Invested ₹10,000 in IRCTC in 2019? Here’s the Shocking Return

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October 16, 2025

Ever wondered what would’ve happened if you had bought IRCTC shares when it got listed?
Well, the numbers are nothing short of amazing!

Let’s rewind to 2019 and see how a small ₹10,000 investment in IRCTC turned into a jaw-dropping return story.


🚉 The IRCTC IPO Story: A Quick Throwback

IRCTC — Indian Railway Catering and Tourism Corporation — came out with its IPO (Initial Public Offering) in October 2019.

  • IPO Price: ₹320 per share (after split adjustments)
  • Listing Date: October 14, 2019
  • Listing Price: Around ₹644 per share

So right from day one, investors who got allotment already doubled their money — yes, a 100% gain in just one day!


📈 How Much Would ₹10,000 Be Worth Today?

Let’s do the math 👇

If you invested ₹10,000 in the IRCTC IPO at ₹320 per share, you would’ve got:
👉 31 shares (approx.)

Now fast forward to October 2025 — the stock trades around ₹950–₹1,000 range (approx, as per current market trends).

So,
31 shares × ₹975 = ₹30,225

That’s a 3x return in 6 years, without doing anything fancy!


💸 But Wait — There’s More (Bonus & Split Included)

IRCTC also gave out:

  • Bonus Issue: 1:5 (in October 2022) → For every 5 shares, investors got 1 extra share.
  • Stock Split: 1:2 (in 2021) → Each share was split into 2.

After these adjustments, your original 31 shares would have become about 74 shares.

Now, at ₹975 per share,
👉 74 × ₹975 = ₹72,150

So your ₹10,000 in 2019 would now be worth over ₹70,000!
That’s a 620% total return — or roughly 6 times your investment in just six years! 🚀


🧠 Why Did IRCTC Stock Boom?

Here’s why IRCTC became a favorite among retail investors:

  1. Monopoly Business: It’s the only company authorized to handle online railway ticket booking, catering, and tourism for Indian Railways.
  2. Strong Revenue Growth: Online ticketing demand exploded after COVID, boosting profits.
  3. High Profit Margins: Digital business = low costs, high margins.
  4. Regular Dividends: The company rewards shareholders with consistent payouts.
  5. Government Support: As a PSU (Public Sector Undertaking), IRCTC benefits from trust and stability.

⚠️ A Small Reality Check

While the past returns are exciting, remember — past performance doesn’t guarantee future results.
IRCTC is still a government-controlled company, and price movements can depend on policy changes, tourism trends, and market volatility.

Investors should always do their research or consult a financial advisor before investing.


📊 IRCTC at a Glance (2025)

MetricValue (Approx.)
Current Price (Oct 2025)₹975
Market Cap₹78,000+ crore
Dividend YieldAround 1.5%
P/E Ratio~65x
IndustryOnline Services / PSU

💬 Final Thought

IRCTC’s journey shows how long-term investing in strong, stable businesses can multiply wealth — even with small amounts.

You didn’t need insider tips or market timing — just patience and belief in India’s digital and travel growth story.

So the next time a quality IPO hits the market, ask yourself — could this be the next IRCTC? 👀

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